Our human first approach has mastered the machines
We deliver a level of diligence that automation simply can’t match. By pairing our team's 30 year investigative expertise with smart technology, we uncover the full story behind every applicant.
Our hero services; Referencing & Warranties
Tenant referencing
The difference between data and diligence. Automated checks often miss the details that matter. Our experts analyse the story behind the data, verifying identities and financial history to give you the certainty that only human diligence can provide.
Rent & legal expenses warranties
A guarantee earned through diligence. We stand behind our work because we know it is accurate. If the unexpected happens, our warranties cover unpaid rent and legal costs to protect your income and your property.
3k
Letting Agents work with us
£1.3
A great statistic will go here
30+
years of experience
All statistics provided are correct as of X date 2025
Automated checks only tell part of the story, we get the full picture
Speed is valuable, but not when it comes at the cost of accuracy. An algorithm provides a fast answer, but it cannot analyse the fine print on a payslip or question an inconsistency in an applicant's history; it can only check a box.
Real certainty lives in the details. We commit to finding the truth behind the paperwork, protecting your reputation and your landlords' investments from hidden risks.
Testimonials
-
![]()
Using FCC paragon for our referencing and warranty products saves us time in the moving in process. They take full control in vetting our clients and even offer a right to rent check service that is at no extra cost. This gives us peace of mind knowing full checks are being done, we are able to use this as a key selling point to our landlords. We would highly recommend FCC Paragon for their services offered and we thank them for their continued support.
Lettings Director
Kings Lettings -
![]()
We have been a client of FCC Paragon for many years. The customer service is great! If there are any issues / queries, FCC Paragon will respond and deal with the matter in a good time frame. The reference reports are very detailed and easy to read. The Rental Protection they offer is great and a re-assurance for our landlords.
Office Coordinator Team Leader
Chase Evans -
![]()
As a company we have used FCC Paragon since opening in 2019, I also used them in my previous employment for years prior. We have never had any complaints, their service is amazing and we are kept up to date continuously. Whenever I need to speak to someone whether it be an update or for help I am always dealt with promptly. I would highly recommend using FCC Paragon and I will not use anyone else.
Director
JK Property Lettings
Our difference is our diligence
Since 1996, we have invested in expertise rather than shortcuts. Where others rely solely on software, we apply a rigorous verification process to stop problems before they start.
-
![]()
Deeper document analysis
Our work begins where automation ends. A trained expert scrutinises every document, from bank statements to payslips. We investigate the source of funds and spot the subtle irregularities that software is programmed to miss.
-
![]()
Direct human verification
We go deeper than the application form. Our team picks up the phone to have clarifying conversations, personally contacting employers and previous landlords. This contact verifies critical details and provides the context behind the data.
-
![]()
A clear recommendation, built on confidence
Finally, we consolidate the facts into a clear conclusion. You receive more than just a report; you gain a decision backed by deep investigation. This allows you to secure tenancies with total confidence.
The industry's most robust rent guarantee
A rent guarantee shouldn't be an afterthought; it should be the earned result of a trustworthy process. Because we check every detail upfront, we stand behind every approved applicant with our Landlord Warranty. This is the proof of our commitment to your security.
We can guarantee the rent because we’ve done the work.
Services
-
![Tenant Referencing for landlords and lettings agents]()
Tenant Referencing
At FCC Paragon, we specialise in providing an exceptional tenant referencing service tailored to meet the unique needs of landlords and letting agents.
Our comprehensive tenant referencing checks offer you the assurance you need to select tenants who are not only trustworthy but also financially stable and likely to care for your property responsibly. -
![Rent Buddy guarantor for tenants]()
Rent Buddy
Rent Buddy is the easy way to secure your new home when you don’t have a UK guarantor. For one simple fee, we step in as your guarantor on the tenancy agreement, helping you move in with confidence and without the stress.
-
![Rent Warranties]()
Rent Warranties
We understand how important it is that your landlord feels confident that their rented property is covered for any unexpected events including non-payment of rent, which is why we have developed our specialist rental warranty products. These allow you to offer your Landlords additional peace of mind for a very reasonable price.
-
![Facial ID Verification for lettings]()
Facial ID Verifcation
Provided by a certified IDSP, our robust anti-spoofing and verification technology ensures only genuine customers can breeze through your checks, so you can easily comply with regulations.
Leading government approved facial recognition software confirms the applicants visual and live likeness against the ID provided. -
![Services for Tenants]()
Services for Tenants
FCC Paragon has been providing services to the lettings industry for many years now and we are experts in this field, which is why we have developed a range of products exclusively for tenants.
We understand what a tenant wants and our products aim to offer outstanding value for money without compromising quality. -
![Anti-Money Laundering services for landlords and letting agents]()
Anti-Money Laundering
Navigating anti-money laundering (AML) rules is not just necessary. It's a key process for responsible businesses.
At FCC Paragon, we understand the critical importance of AML checks. They safeguard your business against the risks of money laundering and terrorist financing.
We have designed our AML check service to be thorough, fast and easy to use. It helps your business follow the law while protecting your operations and reputation. -
![Sanctions and PEP Monitoring]()
Sanctions and PEP Monitoring
UK legislation requires that all landlords and tenants be screened against global sanctions and PEP (Politically Exposed Persons) lists.
These checks are a legal obligation, with no exceptions, and failing to comply could lead to fines worth £1 million or 50% of the estimated value of the breach - whichever is higher. -
![Know Your Customer Checks for landlords]()
Know Your Customer Checks
Know Your Customer Checks are a standard practice adopted globally to verify the identify of clients. They're the cornerstone of a robust anti-money laundering (AML) and counter-terrorist financing (CTF) policy, and are pivotal in maintaining the integrity of banking systems by preventing identity theft, financial fraud, and illegal activities like money laundering and terrorist financing.
Our diligence is your peace of mind
For Estate Agents
Your reputation is your greatest asset. We help you defend it. Think of our team as an extension of yours, dedicated to keeping your landlords safe and your good name intact.
For Direct Landlords
Your property is a significant investment. Don't leave it to chance. We manage the checks from start to finish, backing our work with a robust rent guarantee so your income stays safe.
Building the future of trust
Thorough tenant verification is just the beginning. We are building the UK's most trusted protection business by applying our principles of care and accuracy to every sector we serve.
As the market shifts, our method remains the constant our partners rely on: expert people committed to finding the full story.
Ready for total confidence?
Your investments and your reputation deserve a partner who values diligence as much as you do. Let's start a conversation about your specific needs and see how our we deliver true peace of mind.