What we check and how we check it.

Every reference combines rigorous data checks with hands-on investigation by our team. No shortcuts, no gaps, no guesswork.

Credit & Financial History

CCJs, bankruptcies, insolvency, and a full credit risk assessment. We examine the numbers and question anything that doesn't add up.

Right to Rent

Full compliance checks confirming every applicant's legal right to rent in the UK. Included at no extra cost.

Previous Landlord References

We speak to former landlords personally. Not just "did they pay the rent?"  but "would you rent to them again?"

Income & Affordability

Employment verification and salary confirmation through direct contact with the employer. We pick up the phone so you don't have to wonder.

Guarantor Checks

Where a guarantor is required, they go through the same rigorous process — same depth, same scrutiny, same confidence in the outcome.

Identity & Fraud Prevention

Government-approved facial ID verification through a certified IDSP. Our team cross-references documents to catch the inconsistencies that automated fraud checks miss.

AML & Sanctions Screening

Anti-money laundering checks plus ongoing daily monitoring against global sanctions and Politically Exposed Persons databases. Immediate alerts if anything changes.

This is what proper referencing looks like. Our team reviews every document, makes every call, and questions every inconsistency, because the details that matter most are the ones no algorithm is designed to catch. And it's why we're confident enough to guarantee the result.