Trusted by 3,000+ UK letting agents

We check tenants properly. Then we guarantee the rent.

Algorithms check boxes. We check tenants. And we're confident enough in our process to underwrite every warranty ourselves. No external insurers, no middlemen - just our hard work.

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Our services.
One chain of confidence.

Human-led checks that uncover the full story behind every applicant.

Rent and legal expenses protection, funded directly by us, because we trust our own work.

A professional guarantor service for tenants who need one, backed by the same rigorous referencing.

Insurance

Insurance coming soon

We check. We guarantee. We stand behind it.

25s

Average call answer time
No long waits. No call backs hours later. Just immediate support when it matters most.

1.7%

Claim rate across all warranty products
Exceptional performance that reflects quality underwriting and careful risk management.

30

Industry experience
Three decades of specialist knowledge supporting agents with confidence and expertise.

100%

Dedicated Case Handlers
Every case managed by a named specialist
Personal accountability. Direct communication. No being passed from pillar to post.

All statistics provided are correct as of Feb 2026

We've got your back, whoever you are.

FOR AGENTS

We protect your reputation so you can focus on growing your business.

You've spent years building relationships with your landlords. One bad tenancy can undo all of that. We're here to make sure it doesn't happen.

Think of us as an extension of your team. We handle the vetting from start to finish, thoroughly, personally, and quickly, so you can place tenants with total confidence and show your landlords exactly why they chose the right agent.

Human-verified referencing that catches what automation misses
RentProtect warranties backed by our own tenant references
A dedicated client liaison who knows your business
Right to Rent checks included at no extra cost
Rent Buddy referrals that save deals and earn you 15%

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FOR LANDLORDS

Your investment deserves more than an algorithm.

You've worked hard to build your portfolio. The wrong tenant can mean months of lost rent, thousands in legal fees, and damage that takes far longer to fix than it did to cause.

We take that seriously. We manage every check personally, dig into the details that matter, and back our work with a rent guarantee funded from our own pocket. If we've approved the tenant, we'll stand behind them, simple as that.

Thorough referencing that goes beyond credit scores and checkboxes
RentProtect warranty covering up to £5,000/month in rent
Up to £100,000 in legal expenses if things go wrong
Full references in as little as one hour
A company with 30+ years protecting landlords' investments

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How it works

Send us the tenant's details through our portal. It takes minutes.
Our team reviews every document, checks the figures, and flags anything that doesn't add up.
We call the employer. We speak to the previous landlord. We verify the story behind the paperwork, something an algorithm will never do.
Not a traffic-light score. A detailed report with a confident recommendation you can stand behind with your landlord.

Need a warranty? Every tenant we approve is eligible for RentProtect, our rent and legal expenses guarantee, funded directly by us.

Learn more about RentProtect →

What changes when you work with us.

You stop worrying about bad tenancies

Our referencing catches the problems automated checks miss. Fewer nasty surprises, fewer difficult conversations with landlords, fewer costly disputes.

Your rental income is protected

RentProtect covers up to £5,000/month in unpaid rent and up to £100,000 in legal expenses. And because we fund it ourselves, there's no insurer to argue with when you need to claim.

You get your time back

Full references in as little as one hour. A dedicated liaison who handles your account personally. No chasing, no call centres, no wasted afternoons on hold.

Testimonials

Using FCC paragon for our referencing and warranty products saves us time in the moving in process. They take full control in vetting our clients and even offer a right to rent check service that is at no extra cost. This gives us peace of mind knowing full checks are being done, we are able to use this as a key selling point to our landlords.  We would highly recommend FCC Paragon for their services offered and we thank them for their continued support.

Lettings Director
Kings Lettings
We have been a client of FCC Paragon for many years. The customer service is great! If there are any issues / queries, FCC Paragon will respond and deal with the matter in a good time frame. The reference reports are very detailed and easy to read. The Rental Protection they offer is great and a re-assurance for our landlords. 

Office Coordinator Team Leader
Chase Evans
As a company we have used FCC Paragon since opening in 2019, I also used them in my previous employment for years prior. We have never had any complaints, their service is amazing and we are kept up to date continuously. Whenever I need to speak to someone whether it be an update or for help I am always dealt with promptly. I would highly recommend using FCC Paragon and I will not use anyone else.

Director
JK Property Lettings

Frequently Asked Questions

As little as one hour, subject to referee availability. We also offer instant credit checks for situations where speed is the priority.
The basics: ID, proof of income, employer details, and previous landlord contact information. We handle everything from there.
No. Our credit checks are a soft search and won't impact the tenant's credit rating.
You receive a detailed report explaining the specific issues. You can then decide whether to proceed, request a guarantor, or decline the application.
Unpaid rent up to £5,000 per month and legal expenses up to £100,000. RentProtect is available for every tenant who passes our full referencing process.

We do. Unlike most competitors, our warranties aren't backed by an external insurer. We fund them directly, because we trust our own referencing.
Yes, included at no extra cost with every full reference.
Yes. We offer specialised checks for applicants from outside the UK, accommodating different financial systems and rental histories
FCC Paragon provides tenant referencing and rent warranties for agents and landlords. RentBuddy is our guarantor service, when a tenant doesn't have a suitable guarantor, RentBuddy steps in on the tenancy agreement. Both services are backed by the same team and the same referencing process.
Book a demo with one of our team, or call us on 02393 800228. We'll walk you through the setup, it's straightforward and there are no long-term contracts.

Book a demo

Services

Tenant Referencing

At FCC Paragon, we specialise in providing an exceptional tenant referencing service tailored to meet the unique needs of landlords and letting agents.

Our comprehensive tenant referencing checks offer you the assurance you need to select tenants who are not only trustworthy but also financially stable and likely to care for your property responsibly.
Rent Buddy

Rent Buddy is the easy way to secure your new home when you don’t have a UK guarantor. For one simple fee, we step in as your guarantor on the tenancy agreement, helping you move in with confidence and without the stress.
Rent Warranties

We understand how important it is that your landlord feels confident that their rented property is covered for any unexpected events including non-payment of rent, which is why we have developed our specialist rental warranty products. These allow you to offer your Landlords additional peace of mind for a very reasonable price.
Facial ID Verifcation

Provided by a certified IDSP, our robust anti-spoofing and verification technology ensures only genuine customers can breeze through your checks, so you can easily comply with regulations.

Leading government approved facial recognition software confirms the applicants visual and live likeness against the ID provided.
Services for Tenants

FCC Paragon has been providing services to the lettings industry for many years now and we are experts in this field, which is why we have developed a range of products exclusively for tenants.

We understand what a tenant wants and our products aim to offer outstanding value for money without compromising quality.
Anti-Money Laundering

Navigating anti-money laundering (AML) rules is not just necessary. It's a key process for responsible businesses.

At FCC Paragon, we understand the critical importance of AML checks. They safeguard your business against the risks of money laundering and terrorist financing.

We have designed our AML check service to be thorough, fast and easy to use. It helps your business follow the law while protecting your operations and reputation.
Sanctions and PEP Monitoring

UK legislation requires that all landlords and tenants be screened against global sanctions and PEP (Politically Exposed Persons) lists.

These checks are a legal obligation, with no exceptions, and failing to comply could lead to fines worth £1 million or 50% of the estimated value of the breach - whichever is higher.
Know Your Customer Checks

Know Your Customer Checks are a standard practice adopted globally to verify the identify of clients. They're the cornerstone of a robust anti-money laundering (AML) and counter-terrorist financing (CTF) policy, and are pivotal in maintaining the integrity of banking systems by preventing identity theft, financial fraud, and illegal activities like money laundering and terrorist financing.